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Choosing a contractor isn't as easy as choosing which grocery store to shop in. You need to find a contractor to that is not only competent, but also trustworthy to build, add on or repair your home. A contractor and his or her crew will be in your home anywhere from a day to several months, oftentimes working out of your line of sight. Therefore, it’s important to do your homework before hiring a contractor.

Before getting started, consider the project you want done.  Does your sagging roof with missing singles need replacing or would you like your bathroom gutted and restored? Before calling any contractors, it’s best to have an idea and a budget for the job. With that in mind, it’s time to do some research. Recommendations is the best way to find a trustworthy contractor. Search websites like Google+ and Yelp so you can read customer reviews for various local contractors.

You may end up with a long list of potential contractors, so how do you narrow it down? First, cross off any contractor that is not licensed and insured. If it’s unclear, give them a call; any responsible contractor will be happy to provide you with a license number and proof of insurance. This is an important step because if workers, without insurance, are injured on the job, you could be held responsible for any injuries.

With a shorter list in hand, you can then interview candidates. Be ready to explain your project ideas and prepare a list of questions to discuss with each contractor. Remember to ask for examples of their work so you can get a feel for each contractor’s quality and design style. Take into consideration each candidate’s level of professionalism (including friendliness and communication skills) and the thoroughness of their explanations, which is an important for avoiding costly miscommunications.

Once you’ve made your decision, ensure that the contract drawn up between you and the contractor is as specific as possible. It should include a start date, estimated completion date, budget requirements, a payment schedule, a list of materials and how they’re being supplied and whether you shop yourself or buy them through your contractor. The more clear the directions, the better for both parties.

Keep in mind, any work you do on your home may increase its value. It’s recommended that you speak with your insurance agent and make any necessary policy adjustments to ensure complete coverage.

We’ll evaluate your needs so you can get the most of your policy. Call First Insurance Group at (606) 679-3570 for more information on Lexington home insurance.
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First Insurance Group
Main Office 2520 South Highway 27 | Somerset, KY 42501 | Phone: (606) 679-3570
Bardstown 107 Lincoln Way | Bardstown, KY 40004 | Phone: (502) 348-5921
Frankfort 1510 Louisville Rd | Frankfort, KY 40601| Phone: (502) 223-5100
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