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First Insurance Group Blog: auto insurance

View the latest blog posts from First Insurance Group.

A vehicle fire can be one of the most dangerous situations that a business can face. It can occur for a wide range of reasons. In some situations, the damage from a single fire can lead to thousands of dollars in loss. In others, the insurance company may total the vehicle. This happens if it is beyond the ability to repair it. READ MORE >>

What steps can a business owner take to ensure the company vehicle is safe? A commercial vehicle is one that individuals use for business-related activities. It is not a personal vehicle that travels just to and from home. A company-owned or operated car needs commercial auto insurance. READ MORE >>

Purchasing auto insurance means investing in a policy that protects your vehicle from most types of damage. Yet, there is not a single policy that does it all. When buying car insurance, vehicle owners need to consider the types of risks they are more likely to face and choose a plan that includes as much protection as possible. READ MORE >>

Foggy, dull or scratched headlights can cause visibility problems while driving at night. But replacing headlights can be a pricey endeavor. Fortunately, restoring headlights is simple and only takes about an hour of your time. And once you've completed the task, you can drive around more safely than before. READ MORE >>

Everyone has car trouble from time to time, ranging from simple to extreme. One of the most common occurrences is having a battery go dead. If you ever have this issue and do not have roadside assistance under your car insurance policy, you may have to get a jumpstart from someone else in the vicinity. READ MORE >>

Noticing an increase in your auto insurance rates cans sometimes feel like a sucker punch. But when you understand the factors that can cause a premium increase, you may be able to avoid it in the future. Let’s discuss six big no-no’s that insurance providers may consider high-risk actions. READ MORE >>

If you're like most people, you scout out ways to save money on everyday things like auto insurance. So, your ears are likely to prick up when you hear an insurance provider advertising a 25 percent discount. But before you rush to sign up for the deal, you should know about the "fine print" that often limits these savings. READ MORE >>

How your tire wears tells you a lot about your maintenance problems. These wear patterns reveal tire maintenance issues, front end misalignment and other problems. The following are five common wear patterns with descriptions on how you should interpret them. The Center of the Tire is Worn READ MORE >>

Humans are not nocturnal creatures. We are wired for activity during the day and sleeping at night. Our depth perception, color recognition and peripheral vision are also less acute at night. This is why, according to the National Safety Council, driver fatality rates are three times higher during the hours between dusk and dawn. READ MORE >>

If you have a vehicle, you need car insurance. We all know that our driving records, the type of car we own and how far we drive can affect the premiums on our car insurance. Whether you agree or not, your marital status can also affect your car insurance. Why and how does your marital status affect your car insurance? READ MORE >>

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First Insurance Group
Main Office 2520 South Highway 27 | Somerset, KY 42501 | Phone: (606) 679-3570
Bardstown 107 Lincoln Way | Bardstown, KY 40004 | Phone: (502) 348-5921
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Richmond 312 Jason Dr Suite 3 | Richmond, KY 40475 | Phone: (859) 623-6692
Glasgow 605A Happy Valley Road | Glasgow, KY 42141 | Phone: (270) 651-5723

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