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Signing a contract means you make a binding promise to complete work on behalf of a client. You might build houses, provide professional services or any number of other tasks. Contracts vary, but they often have similar properties to address the duties expected of a contractor. READ MORE >>

Businesses likely know that they have injury liabilities present on their property. However, more than slips and falls could cause a customer harm. Illness risks not necessarily related to a physical injury could incapacitate a client. If the client is able to pinpoint your business actions as the cause of an illness. READ MORE >>

What steps can a business owner take to ensure the company vehicle is safe? A commercial vehicle is one that individuals use for business-related activities. It is not a personal vehicle that travels just to and from home. A company-owned or operated car needs commercial auto insurance. READ MORE >>

One of the most essential business insurance products is workers' compensation insurance. Modern workers' comp insurance carries layers of federal, state and local regulations. These regulations protect both the injured worker and the employer. READ MORE >>

Clients expect contractors to complete projects within the specifications of the deal. Contracts require a legal obligation to follow their specifications. They also mandate a very high degree of honesty on the part of the contractor. Part of your obligation to your client is to protect their financial investment in a project. READ MORE >>

Spring is a time of change. Your business is working on new promotions and driving sales. You will see more customers come in the door. You also may start on new projects or events. When it comes to changing seasons, business risks change right alongside your actions. READ MORE >>

Real estate agents often use their vehicles as a part of their business. Having a commercial auto insurance policy on the vehicle makes sense in this case. Whether you have a fleet of vehicles for your agents or a single vehicle for your own needs, proper auto insurance is key. READ MORE >>

A key to keeping workers' compensation costs low is minimizing accidents and injuries. Every type of business will have some level of risk. Businesses need to maintain workers compensation insurance to minimize losses from employee-related claims. As a business owner, being proactive about minimizing risk is just as important. READ MORE >>

Investing in a surety bond is a wise decision. These bonds provide your customers with the confidence they need to work with you. Bonds provide compensation to the customer should you fail to deliver as promised. Some companies fail to get bonds because they are unsure of the cost. READ MORE >>

Going into business for yourself is challenging. But, it’s even harder when you go into business with other people.  It’s true that you have help when you partner with others. However, teamwork can be just as hard. You might have to work with different personality types. READ MORE >>

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First Insurance Group
Main Office 2520 South Highway 27 | Somerset, KY 42501 | Phone: (606) 679-3570
Bardstown 107 Lincoln Way | Bardstown, KY 40004 | Phone: (502) 348-5921
Frankfort 1510 Louisville Rd | Frankfort, KY 40601| Phone: (502) 223-5100
Nicholasville 508 North Main St, Suite C | Nicholasville, KY 40356 | Phone: (859) 885-9454
Richmond 312 Jason Dr Suite 3 | Richmond, KY 40475 | Phone: (859) 623-6692
Glasgow 605A Happy Valley Road | Glasgow, KY 42141 | Phone: (270) 651-5723

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